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DEBT COLLECTING Q & A

Back to Question Index

 

DEBT COLLECTING Q & A - #7
By Jim Finucan
© Tiare Publications

Q) Dear Jim – I'm an administrative assistant and I do bill
collections for our company. Some of the owners who owe us money act like they are real big shots; they just walk all over me so I end up
getting flustered, losing my composure and often I don't get the
money. I've read your book, "Past Due," and gotten a lot from it, but
sometimes I just can't get through those four steps in the collection
call before I lose them. What should I do?

Jeanne,
Austin, MN

A) Dear Jeanne –

I have felt the same way at times. Try to develop a technique called
pacing. Within the first few moments of the call try and get a feel
for the kind of person you are dealing with. Listen to their tone of
voice and speed of speech, then try and at least match it or do it
better than they do if you can. Owners like to direct and usually
like to deal with their own kind –authoritative, direct, pulling no
punches. They're not bad people, understand, they just handle life
differently than most of us. So put yourself into a mode they will
understand and respect, for example:

"I don't have time to talk to your right now, I'm very busy."

"Wait a minute, Mr. Jones, I'm busy too, and I resent the fact I have
to call you to bring to your attention the money you owe us. Being a
busy man, can you imagine how insulting that is to me?

That opening should get him away from the condescending attitude he's taken because his company is bigger than yours, you're a woman or whatever his throttle is stuck on. Either knock him down or bring
yourself up to his level, and don't listen to the little voice in
your head that's making you nervous about speaking to people who
carry authority and power. See them as debtors and nothing more.
That's really all that should matter to you in these kinds of
situations. In the long run you'll end up getting respect from them –
and very likely the money they owe you as well!

(End)

Jim Finucan has more than a dozen years as "top gun" bill collections
professional. He is the author of "Past Due – A Debt Collections
Manual." More info at: http://www.tiare.com/pastdue.htm

Note: Earlier articles in this series can be found at
http://www.tiare.com


 

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